Terms of use

Acceptance of these terms

This website is operated by Oakbank Capital Group Inc.. By using the site you agree to these terms. If you do not agree with them, please do not use the site.

No advice, no offer

The content on this website is provided for general information about our brokerage services. It is not financial, legal, accounting or tax advice, and it should not be relied on as the basis for any decision.

Nothing on this website is an offer or a commitment to lend, to arrange financing, or to enter into any transaction. Any financing is subject to a signed engagement, lender approval, satisfactory due diligence, and definitive documentation.

Rates, transactions and market information

The reference rates shown on this site are provided by a third-party data source for reference purposes only. We do not guarantee their accuracy, and they may not reflect the rates actually available on a given transaction.

Transactions shown on this site are examples of financings we have arranged. Past transactions are not a prediction or guarantee of the terms available on any future financing.

Our market updates and insights reflect our views at the date of publication. Market conditions, lender appetite and CMHC policy change frequently, and we do not undertake to update published material.

Licensing

We are licensed as FSRA Broker 13455 | RECA | BCFSA MBX706397. Brokerage services are offered only in the jurisdictions in which we hold a licence, and only in respect of commercial mortgage financing.

Intellectual property

The content, layout, wordmark and imagery on this website belong to us or to our licensors. You may view and print pages for your own reference. You may not republish, redistribute or use them commercially without our written permission.

Third-party links

Where we link to a third-party website, we do so for convenience. We do not control those sites and are not responsible for their content, their accuracy, or their privacy practices.

Limitation of liability

The website is provided on an "as is" basis. To the fullest extent permitted by law, we exclude liability for any loss arising from use of, or reliance on, this website or its content. Nothing in these terms limits liability that cannot be limited by law.

Communications through this site

Submitting the contact form or subscribing to the newsletter does not create a broker and client relationship. That relationship begins only when we have agreed terms of engagement with you in writing. Please do not send confidential or highly sensitive material through the form.

Governing law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there. The courts of Ontario have jurisdiction over any dispute arising from them.

Changes to these terms

We may amend these terms from time to time. The version published on this page is the one that applies.